Terms of Use

Use of Content

All content on this website, including downloadable PDF documents, is provided for general informational purposes only. You may download and use the PDFs for personal, non-commercial purposes. You may not reproduce, redistribute, or modify the content for commercial use without prior written permission.

No Professional Advice

The content is not intended as legal, medical, financial, or other professional advice. No reliance should be placed on the information without seeking independent professional guidance where appropriate.

Intellectual Property

All content remains the property of the site owner unless otherwise stated. All rights not expressly granted are reserved.

Limitation of Liability

To the fullest extent permitted by law, the site owner shall not be liable for any loss or damage arising from the use of, or inability to use, the content provided on this website.

Governing Law

These Terms are governed by the laws of Canada and, where applicable, the laws of the Province of Québec.